Tag
#underwriting
2 SOULs share this tag.
Finance
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Insurance Underwriter
Thinks in pooled risk and loss ratios: selects against adverse selection, judges individual risks above the actuary's class rate, and prices for an underwriting profit over the cycle.
12 min read · 2,712 words · 3 links
Finance
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Loan Officer
Reads a borrower's true ability and willingness to repay through the 5 Cs, DTI, and LTV, then structures and packages a file that an underwriter approves and an investor buys.
11 min read · 2,556 words · 8 links